When to Take or Repay a Loan According to Astrology – Complete Guide | Aghordham
Friends, welcome once again to a brand-new spiritual and astrological article by Aghordham.
Today, we are going to talk about an issue that affects almost every household at some point in life — Loan (Debt).
Generally, taking a loan is not considered a good habit, because once a person falls into debt, the burden often keeps increasing, and many people spend a major part of their life repaying it. However, sometimes situations force us, and for many professions or businesses, taking a loan becomes unavoidable.
That is why, in this detailed article, we will answer important questions like:
- When should one take a loan?
- When should one avoid taking a loan?
- Which day is best to repay debt?
- Which nakshatra is auspicious for loans?
Astrology teaches us that every action has a proper time, and loan transactions are no exception. If loans are taken or repaid at the right time, debt can be cleared easily. So let us begin this complete guide.
Should You Take a Loan on Wednesday?
According to astrology, every weekday has its own nature and ruling planet. Wednesday is ruled by Budh (Mercury).
Astrological scriptures clearly state that Wednesday is highly inauspicious for any kind of financial lending or borrowing. If money is borrowed or given on this day, it often gets stuck or never returns.
Therefore, it is advised:
- Do not give money on Wednesday
- Do not take a loan on Wednesday
This day increases the risk of financial loss.
Is It Auspicious to Repay Loan on Sunday?
Sunday is ruled by Surya Dev (Sun God) and is considered a cruel and rigid day in astrology.
On Sunday:
- Taking a loan is inauspicious
- Giving a loan is also inauspicious
- Repaying a loan is not recommended
Hence, avoid all financial transactions related to loans on Sunday.
Should You Take a Loan on Thursday?
Thursday is ruled by Brihaspati (Jupiter) and is considered a highly auspicious and gentle weekday.
According to astrology:
- Taking a loan on Thursday is शुभ (auspicious)
- Loans taken on Thursday are repaid quickly
However:
- Do not give loans to others on Thursday
- Money given on this day may not return
So, Thursday is best for borrowing, not lending.
Should You Repay Loan on Saturday?
Saturday is ruled by Shani Dev, the lord of justice and karma.
Astrology states:
- Do not take loans on Saturday
- Do not give loans on Saturday
But,
- Repaying a loan on Saturday is very auspicious
It is believed that loans repaid on Saturday do not return again in life, and the person becomes free from repeated debt cycles.
Which Days Should You Never Take a Loan?
According to astrology, the day on which you take a loan decides how long it will remain with you.
You should never take a loan on:
- Tuesday
- Wednesday
- Saturday
- Sunday
Loans taken on these days become difficult to repay and may last for years or even a lifetime.
Best Nakshatra to Take a Loan
Along with weekdays, Nakshatra (constellation) also plays an important role.
Auspicious nakshatras for taking loans are:
- Swati
- Anuradha
- Dhanishta
- Shatabhisha
- Punarvasu
- Ashwini
- Chitra
- Mrigashira
- Revati
- Pushya
Loans taken during these nakshatras are repaid smoothly and do not create repeated debt.
Should You Give Money at Night?
Astrology strictly forbids giving money after sunset.
Money is related to Mata Lakshmi, and giving money at night:
- Stops prosperity
- Creates financial loss
- Money may never return
Always do financial transactions during daytime on auspicious days only.
Which Day Is Best to Give Money to Others?
Helping others is noble, but timing matters.
According to astrology, the best days for lending money are:
- Monday
- Friday
On these days, you can safely give or take loans.
Best Day to Repay Loan
Tuesday is ruled by Hanuman ji and Kartikeya and is considered a powerful and fierce day.
Astrology says:
- Never take a loan on Tuesday
- But repaying a loan on Tuesday is highly auspicious
It helps in fast debt clearance.
Zodiac-Wise Remedies for Loan Relief
Aries
Worship Lord Ganesha and offer flowers.
Taurus
Worship Goddess Lakshmi and offer red flowers.
Cancer
Worship banana tree every Thursday.
Leo
Light a lamp under Peepal tree on Saturday.
Gemini
Recite Hanuman Chalisa daily.
Virgo
Offer water to Lord Shiva.
Sagittarius
Worship Lord Vishnu and Goddess Lakshmi morning and evening.
Libra
Recite Vishnu Sahasranama on Thursday wearing yellow clothes.
Capricorn
Worship Lord Ganesha and offer green cardamom on Wednesday.
Pisces
Offer water to Lord Shiva.
Aquarius
Offer Ganga water on Shivling.
Scorpio
Bathe with hing-mixed water and donate red lentils.
Hanuman Ji Remedies for Loan Relief
- Offer coconut at Hanuman temple after rotating it 7 times around head
- Chant Om Hanumate Namah 108 times on Tuesday
- Offer sindoor mixed with chameli oil
- Offer garland made of 108 Tulsi leaves written “Shri Ram”
- Offer red loincloth (langot)
How to Repay Crores of Loan
- Worship Goddess Lakshmi
- Bury alum under Peepal tree
- Feed cow jaggery-wheat roti on Thursday
- Feed animals and birds regularly
Saturday Remedies for Debt Relief
- Eat food prepared with black pepper and black salt
- Feed fish flour balls with “Shri Ram” written paper
- Offer milk and sugar water to Peepal tree
- Offer black urad khichdi to Shani Dev
Tuesday Remedies for Loan Relief
- Donate to poor
- Feed cow after bath
- Observe salt-free fast
- Offer laddoos or boondi to Hanuman ji
Can You Get Out of Debt Without Money?
No remedy works without effort.
You must earn and repay. Worship increases opportunities, not magic money.
Which Planet Increases Debt?
According to astrology:
- Mars (Mangal) is the planet of debt
- Weak Mars or Mars in 6th, 8th, or 12th house increases debt
Best Way to Get Loan Relief
Follow:
- Auspicious day (Thursday)
- Auspicious nakshatra
This is the most effective method.
Debt Relief Remedies from Bhavishya Purana
- Offer 1100 sesame dipped in ghee on Shivling on Mahashivratri
- Keep north-east direction clean
- Recite Rin Mochan Mangal Stotra
- Carry red handkerchief
- Feed green fodder to cow on Wednesday
Ravana Samhita Debt Relief Remedy
Prepare Mars Yantra on Bhojpatra with saffron ink, chant Om Bhoumaya Namah, place in silver locket and wear.
Lal Kitab Remedies for Loan Relief
- Feed black dog on Saturday
- Place mirror in north-east direction
- Donate red lentils on Tuesday
- Chant Mahalakshmi mantra regularly